Obtaining financing for any purchase can be a hassle, but at Nirvana Motorcars, our dedicated team of professionals utilize our network of lenders to provide our clients the best financing options available. You can submit a Finance Application by selecting the “Finance Application” tab below. This will be submitted to the Finance Manager who will review the application and submit a “Soft Pull” of your credit profile. This is for pre-qualification and does not affect your credit score or show as a “Hard Inquiry” on your credit profile. This simply allows our finance team and you, our client, to understand what financing options are available to you and give you the full knowledge of possible loan terms and payments to assist you in making the vehicle decision that’s right for you.

With you, the client being our primary focus, our dealership team will listen to your needs regarding what type of car or truck you are in the market for, provide you with several vehicle options that meet your budget and assist you in the financing of your purchase with the best rate and terms. Our Client Relations team members are not on commission and therefor you will not experience any sales pressure. In addition, Nirvana will never pressure you to buy a car or truck, rather we assist you in making the most informed budget friendly selection that best suits your needs.

At Nirvana, we offer a variety of programs to fit the needs of the client;

  • Budget Friendly Line of Cars and Trucks under $12,000 with most under $10,000
  • Luxury Cars and Trucks (BMW, Mercedes, Audi, Lexus, Infinity, Tesla,) from $13,000 to $35,000+
  • Exotic Cars (Maserati, Lotus, Bentley) from $36,000+
  • Concierge Client – Special Purchase Cars and Trucks
  • Commercial Client – Commercial Fleet Buying & Management Service for Companies


At Nirvana, we understand that not everyone has perfect credit, so we offer financing solutions through certain lenders that will allow you to obtain an auto loan with a FICO credit score as low as 550 with a down payment of $1,000 or less. Final APR is determined by lender and is based on several factors including FICO score.

Complete our Finance Application here: